US Lawmakers Miss Crucial GENIUS Act Deadline, What’s Next For
US regulators missed the GENIUS Act's July 18, 2026 one-year deadline to finalise stablecoin rules, issuing ten proposed rules instead across Treasury, the OCC, FDIC, Federal Reserve and NCUA. The law still takes effect on January 18, 2027, or 120 days after final rules, whichever comes first.
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