ERC-XXXX: Parametric Token — DeFi Intel

Hi everyone, DeFi today faces a trade‑off: you can have liquidity, or you can have utility. Tokens that are highly liquid (like ERC‑20) carry no state - they are just balances. Tokens that carry state (like ERC‑721 or ERC‑1155) fragment liquidity because each variant is a separate class. Respectively, agents and structured products cannot easily build on either without choosing between the two. I’d like to propose a new ERC-20 compatible solution: Parametric Token. It keeps tokens fungible while allowing each account to hold its own set of parameters. The parameter travels with the token, upda