Institutional RWAs: Mitigating T+0 Risks via Hardcoded 200%

Hello researchers, As the Real-World Asset (RWA) tokenization market scales, the industry standard of T+0 (instant) on-chain settlement introduces a critical structural flaw. When tokens backed by inherently illiquid traditional assets are subjected to instant redemption, it creates a definitive liquidity mismatch. I would like to share an architectural progression—moving from a 150% to a 200% deterministic over-collateralized infrastructure—designed to structurally absorb these liquidity shocks. 1. The Illusion of Instant Liquidity in RWAs The core value proposition of tokenizing traditional